Sharing my 2020 budget spreadsheet reddit. Since 2020 I have been actively tracking my finances.

Sharing my 2020 budget spreadsheet reddit In 2019 I basically built a checking register to track all the… A vibrant community of Excel enthusiasts. I use monthly columns in the budget spreadsheet . So I made my own and thought I would share here for all of you. A lot of people have messaged and emailed me asking for a 2021 version, so here it is! Hope it is helpful for you and your family! My brother needs an easy to use app to help manage his basic finances so he stops over spending and over drawing his account. I've started brainstorming on my annual financial goals and monthly budget so I thought I'd pick your brain and see what tips I might get from all of you! What are your focuses for the next year? Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. It affords me a visual breakdown of how my money is being spent; I also incorporated a budgeting tool which helps me get an idea of how well (or poor) my financial performance is each month. There is also a big clear-out at the end of each month where I delete all dead or out-of-stock links. The first is a planning document that helps you set a monthly budget -it's available either as a download that works with excel or google sheets or, if you prefer, I've embedded into a webpage. I've searched this sub, as well as financial subreddits, but didn't much luck. Since I do a monthly overview of my spreadsheet for myself, I thought it might be fun to share that information to offer up new things you can implement into your own spreadsheets, as well as share my personal budgeting, investing, tracking, etc. Like mentioned earlier, for estimating my future spending, I do use a spreadsheet that I created and changed over the past year so that it works for me. 9K votes, 332 comments. Please review site and subreddit rules before posting. Done it for a few years and it works great. My wife and I are looking for a great budgeting app to track budgets and expenses without having to connecting our bank accounts (concerns about data breaches). com and a spreadsheet to capture the information. I’m coming out of school and trying to get ahead in anyway I can. What can y’all tell me? Budgeting is ruining my life. trueSkip to main content 2024 BUDGET SPREADSHEET with over 2000 finds🔥 : r/Pandabuy Quicken user for 20+ yrs. My first spreadsheet was an affront to Excel with how much manual effort it required, and that was a huge blocker for my wife. Any recommendations for those of you who use one? Thanks! I wanted to share my method of budgeting and tracking my financial progress. Tracking finances and budgeting using Google Sheets Hey guys! Just found this interesting group and wanted to share some of my experiences with personal finance and how Google Sheets helped me. Dec 29, 2024 · I am trying to set up the budget spreadsheet from the wiki and am stuck. Since 2020 I have been actively tracking my finances. Hi guys, my hobby is creating spreadsheets and I decided to make a basic budgeting one for the fun of it. Also I love me some spreadsheets, including personal budgeting spreadsheets I’ve written for myself and others. I've enjoyed using it, building it, and sharing it with others. csv transaction files downloaded from the bank With other apps and spreadsheets I would set up my budget for what I expected to get paid that month but things change in my small business owner world so if I made less than I expected or spent off budget I would just abandon it. Even then, I can't shake my financial anxiety, and over time have developed this really simple but self-calculating spreadsheet to track my budget and expenses each month. Jun 22, 2025 · Managing money can be hard. I first made this spreadsheet to help myself understand how to budget- I've always been terrible at so I made a spreadsheet that broke it down into something manageable. It's been a big mix of luck and hardwork, but I'm endlessly grateful everyday. There's a community for whatever you're interested in on Reddit. Elevate your spreadsheet skills with us! Ultimate Wedding Planning Spreadsheet I've shared this before, but figured with so many newly engaged couples around the holidays it would be helpful to share it again. Essentially, I use a mixture of mint. You know, the kind you want but can't really spend your life saving on?… Create online spreadsheets with Google Sheets. Use a Google Sheets Budget Template Google Sheets makes it easy to set up a monthly or yearly budget with its templates. Mint. To begin: This is my personal budget spreadsheet that I use. I've got my budget spreadsheet laid out to December 2020 so I can see, theoretically, how much I'll be able to put into savings, retirement, student loan payoff, mortgage and such that far ahead. I thought I would share a workbook I created to help myself track my finances both monthly and annually. 9. Anything, really. I'm a spreadsheet nerd when it comes to budgeting, but since the beginning of 2022 I've started to travel frequently - mostly small trips - for the first time ever (I didn't have enough disposable income before 2020) and I already have a lot of trips planned in 2023 to see friends and family that live in different Nerdwallet could, and again it's free. Elevate your spreadsheet skills with us! How do you actually track your monthly expenses? (Easily) : r/financialindependence     Gaming Sports Business Crypto Television Celebrity Go to financialindependence r/financialindependence r/financialindependence Help and support with your functions, formulas, formatting, and Apps Scripts macros in Google Sheets. Investment fluctuations don’t impact my budget. The template has the following tabs: Budget Assets and Liabilities (Including mortgage payment calculations) Financial Progress Goals Compounding Calculator I am posting this Hey guys! last year I made a spreadsheet to help myself budget- I'm terrible at sticking to a budget so I made a sheet that breaks it down so that I just have the ability to break it down to a daily manageable amount. Reddit is a network of communities where people can dive into their interests, hobbies and passions. That way my bank account only has what I need each month plus what I budget for fun/spending money. I have an awesome spreadsheet that is a monthly budget, net worth statement, loan payoff calculator, savings calculator, retirement calculator, and cash flow projection (basically projects the budget out 5 years). By inputting their respective incomes, the spreadsheet will automatically calculate each share of the monthly bills and purchases. com). trueHey all. Since we are coming up on the new year, I figured it would be a good time to share my budget and expenses spreadsheet. Over time, I ended up creating a spreadsheet and making it available for others to download and use (AspireBudget. Please contact the moderators of this subreddit if you have any questions or concerns. It includes: Instructions for use Detailed budget planner which includes sum totals and color coding for where you are over and I’m trying to find a simple spreadsheet (preferably google sheets) to track my monthly expenses. Get expert tips, ask questions, and share your love for all things Excel. I'm hoping to use the Reddit brain trust to help me build a budget tool for 2020. 57 votes, 11 comments. Hey guys! Just found this interesting group and wanted to share some of my experiences with personal finance and how Google Sheets helped me. I made a spreadsheet that calculates your net income, monthly rent allowance, tax brackets, and more (Works with self employed and S-corp) Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. With a background in corporate finance, I found that My husband and I are big financial planners and want to have a detailed spreadsheet of the one-time and recurring expenses we can expect to incur in the first 18 months of parenthood. ^ This is the same spreadsheet that is seen in my screenshot up top on this thread. This is a place to discuss the zero-based budget method, also known as the zero-sum method or envelope method. I also use a manual budget spreadsheet that divides the month into two halves. Includes a how-to tutorial on how to track your monthly expenses & income. The cool thing about Google Sheets is that I can pull data from the various spreadsheets so they work very well together. But YNAB is more than that. r/budgetingforbeginners: Get personalized financial advice, share your experiences, and engage in discussions about budgeting. The shared budget file is in a Dropbox that we both access. 613 votes, 77 comments. When I first started planning, I got overwhelmed very quickly when trying to figure out how much I "should" be spending on all of the stuff that comes with a wedding. Last year, I posted a link to a weekly budgeting spreadsheet I use on Google Sheets. Obviously, I had to remove my personal data. Using free budget templates for Google Sheets can help make it easier to manage your money. One month per tab. So I made this spreadsheet! It helps prioritize parts of your Big Day as proportions of your total overall budget. Yesterday, I posted about my meal planning spreadsheets and got inundated with requests to see them as an example. Apr 7, 2025 · Discover how to create a collaborative monthly budget using a shared spreadsheet. I call it Aspire and it's an envelope-style budgeting spreadsheet. But manually entering and categorizing and summarizing my transactions was invaluable to me. Additionally I have turned it into an excel spreadsheet. A vibrant community of Excel enthusiasts. There are tabs for each month of the year and also a tab which presents an overview of a monthly and I use a spreadsheet as combination budget tool and check register. Just make sure to make a copy! This worksheet has worked for me for over a year and I find it simple. My sheet has been working great for 2 months so I've decided to share with the public. :) Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Keep in mind at the start of residency there will be upfront costs too with moving, deposits, etc. We would like to show you a description here but the site won’t allow us. It includes Priorities List 12 Month Hey guys! Its that time again, I am updating the spreadsheet I made for budgeting and adding in new features. Therefore I know that what's in that account is free and clear to spend on going out, drinks etc I have a special interest in personal finance and I have my own budget spreadsheet that calculates how much to auto-transfer to my savings each month. Zero budget Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. Jan 21, 2025 · Free Google Drive budget planner & Excel budgeting spreadsheet. The idea is you enter in all the transactions, along with who paid for each item, and who that item should be split with. Looking for a free and thorough Google sheet to track personal finances and budget. : r/personalfinance Go to personalfinance r/personalfinance r/personalfinance Tracking finances and budgeting using Google Sheets Hey guys! Just found this interesting group and wanted to share some of my experiences with personal finance and how Google Sheets helped me. csv transaction files from my bank No AI; just code in a script and a spreadsheet I use Applescript on my Mac to parse the files creating receipt records tagged accordingly (date, amount, budget category) I use an applescript to export the receipt records to my budget spreadsheet The spreadsheet does the summing; listing monthly totals See https We would like to show you a description here but the site won’t allow us. Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. I know there's a lot of software and spreadsheets out there already, but for me, I always enjoyed manually inserting to make sure I keep a finger on the pulse. I'm terrible at sticking to a budget so I originally made a sheet that breaks it down so that I just have the ability to break it down to a daily manageable amount. I thought it might be interesting to share my workflow and how I push Google Sheets pretty hard to do it. Take into account pay after taxes, all your expenses on a monthly basis, student loans, and cushion for extra money expenditures/safety. I can of HOOBUY UPDATE! | SPREADSHEET After a long wait, more manpower has finally arrived and everything is running smoothly again! For payment problems… Thanks for sharing I’m a budget spreadsheet fan (Apple Numbers) No need to use a purchased product and easily customized for the features important to me This community is for sharing ideas about how to track personal expenses and budgeting. I've been working in my own fairly extra-looking spreadsheet because of stuff like this. In some cases, I have to report an average over a by-the-week period and in other cases I have report a total per calendar month. She wanted to be able to quickly import and categorize credit card transactions which totally makes sense and is efficient. A simple excel budget spreadsheet saved my finances and my ass, simple to make, and if you do not want to buy Microsoft outright you can get a monthly subscription for $ 11 per month. I know this won't be for… Basically, I am trying to keep track of my personal finances using Excel but it is getting very tedious. I'm super type A and hate wasting produce or spending extra money, so I have a few key spreadsheets for meal planning. Now this has grown into a "more advanced" google sheet. We just started budgeting so we are not yet living on "last month's income". In it I keep track of the income and expenses. A lot of people have messaged and emailed me asking for a 2021 version, so here it is! Create online spreadsheets with Google Sheets. Also any advice on how to spread my income? Apr 29, 2025 · Explore the best Excel Budget Spreadsheet Reddit templates, offering flexible and customizable solutions for effective financial planning and tracking. 2 months ago, my 2016 Quicken was expiring and I decided to develop a spreadsheet to replace Quicken. I have separate investments, budget, salary, insurance, and mortgage spreadsheets. I use a yearly Transaction Register spreadsheet Under Savings, I list the various bucket totals that I’m saving for In addition to manual entry, I import . As I'm wrapping up my financial tracking for the year of 2023 (budgeting, investment returns, net worth), wanted to share an awesome budgeting spreadsheet that I've been using for nearly 5 years now (and counting). I started with a very basic excel sheet. Originally, I made this spreadsheet for myself and then converted it into a template for anyone else to use, and it will automatically customize when you enter you and your partner's name Feel free to make a copy for yourself. My wife and I use YNAB (You Need A Budget). Its main purpose is to track spending and see exactly what i spend and where. I created spreadsheets containing hundreds of low-budget recipes and over 30 7-day meal plans for all kinds of goals. Information on how to use this in this article on my website. Elevate your spreadsheet skills with us! We would like to show you a description here but the site won’t allow us. Do wanted to ask what are some of the tools you guys use to keep track of your personal finances including expense tracking, savings, investments, etc. It tracks expenses, income, assets, and liabilities, and offers insightful data visualizations. Gain financial clarity and strengthen your partnership — all while sipping that latte! Looking to make a comprehensive budget to start tracking my spending and saving. I suppose a retiree may need to make adjustments periodically since a good chunk of their spending budget will be funded from investments. The spreadsheet then aggregates the data together and figures who should pay what to others. It started out of my own need for financial literacy and needing a budget desperately. Thought this would be useful for the community. I'm here to deliver the sheets. What it does It… Make a spreadsheet and budget everything. I spent 6 years on this and many hours making it 'perfect' for me. Will probably be buried but thought I'd share anyway, if this helps one person it was worth it. But there's also a packing list and calendar/itinerary thrown in Posted by u/Joossy - 14 votes and 24 comments Sep 12, 2025 · Designed by Reddit This Google Sheets spreadsheet for splitting bills based on income is designed to help individuals divide bills and purchases based on their individual incomes. Hey Yall! So for the past three years I've been making a budgeting spreadsheet for those who don't know how to budget. This is a link to my Budget Speadsheet I see many people asking for advise on budgeting and the main advice given is to keep a track of money flow, and to write down all of the expenses. Join our community, read the PF Wiki, and get on top of your finances! I have a seperate account for my weekly budget, with a standing order to transfer the budget into that account every Monday. Elevate your spreadsheet skills with us! MembersOnline • exiledguamila ADMIN MOD Here is a simple Budget Spreadsheet that includes your 2023 federal taxes (std. This is a discussion based community and the place to share experiences, business insight, creative ideas about our work, and more. Being a poor state institution, with no security budget how can I effectively manage the vulnerabilities found via Tenable Nessus scans? Currently, for our most critical things I use an excel spreadsheet. If you have any thoughts / feedback, please let me know! I like that it’s customizable and can be adjusted for whatever features are important to me Instead of separate monthly spreadsheets . How do I get 50/30/20 to work? Current budget spreadsheet here. Jan 5, 2025 · These are Reddit's most highly recommended free spreadsheets for budgeting, expense tracking, and managing your personal finances. I want to upgrade from my current spreadsheet to something a bit more automated, so I've been looking for an app to help and started a list to compare. Hey Everyone, I've been using this iso time to plan (meticulously) my wedding and budget and noticed that a lot of wedding planners/wedding budget spreadsheets are paid. Hey guys, I just wanted to share with you guys a financial budgeter that I made on Google Sheets. Meanwhile, I am also going to be sharing my Real-time U. Start today by downloading a simple spreadsheet template and tracking your spending for one week. I do this because my wife is paid bi-weekly and I get paid on the 15th and 30th. Note that it is not a traditional budget spreadsheet. Does anyone have a good template for a budget spreadsheet or a link to a good one? Looking set my finance up for success in 2022. Stock Market Indices Google Sheet for you all as well. Hey everyone, I've been working on an envelope-style budgeting tool in Google Sheets over the past several months. Spending from that account require a discussion in advance. I've found bad behaviors and sneaky raises to typically fixed bills by using this sheet. If you don’t have the funds to pay for any budgeting program, freebie things still work, from google docs to good old pen and paper. Use a template or make a budget from scratch and then share it so you can all work on it together. com- Make a free account Link all financial accounts to the system (checking, savings, loans, etc. So, if attire A vibrant community of Excel enthusiasts. This is just a post so I can share a spreadsheet I made that allows people to split expenses for an event, and the computes who owes what. I believe tracking my spending will help. This is a 30-page Google Sheets workbook I created to help go from being newly engaged and gathering ideas, all the way to scheduling the day of your wedding and making honeymoon plans. Hopefully this helps you. I was asked to share them to help people come up with their own spreadsheets. I’ll include both the info that I track and second how I implement it because I think that’s where the power is. This all started with me looking for an alternative to mint to avoid their data harvesting and coziness with other financial products. Welcome to Match 2025 Eras! This group is dedicated to providing support, guidance, and a platform for discussion for medical students and residents navigating the residency application process. So, if attire How do you actually track your monthly expenses? (Easily) : r/financialindependence     Gaming Sports Business Crypto Television Celebrity Go to financialindependence r/financialindependence r/financialindependence I use separate trackers for a spending budget versus a networth tracker. 2021 Weekly Budgeting Spreadsheet (Updated from 2020) Hey everyone! Last year, I posted a link to a weekly budgeting spreadsheet I use on Google Sheets. I'm curious how others approach travel budgeting and tracking travel spending. I have been using a spreadsheet for a couple of years, constantly tweaking it to my needs. Budget This is the home of the wedding photographer community on Reddit and the place for wedding photographers, second photographers, assistants, and those aspiring to be wedding photographers. Here's a link to what this years sheet looks like I developed a couple of spreadsheets that can help you plan your budget. Since I know when we get paid (and roughly how much), I add those deposits on the appropriate dates. Unofficial. On the main page, select the Template Gallery at the top. Discouraged, I decided to try creating a budgeting tool in Sheets with the end goal making something powerful and easy to use (features I thought existing templates severely lacked). It's accessible for download here. ) Create monthly budgets. I find it very powerful and would like others to benefit! Here's my Budget/Debt tracking spreadsheet. 12 Months 12 Weeks 12 Days Alongside the goals, I also keep a budget and track my assets and liabilities. The goal of this spreadsheet is to help people keep track of their Bills, Income, Debt, Create a Budget, and to prepare for buying a house if their interested! You are free to customize the spreadsheet based on your needs. And I also removed several complex functions so that anyone can understand the core formulas and modify to suit their needs. I knew what my (idealistic) budget was, but wasn't sure how to break it down into manageable pieces. In it, I "look forward" the checking account balance to the end of the month, and even the next month. I'm used to using the google docs monthly budget template where I keep up with my monthly income and my monthly spending/saving and make sure I don't spend or save more than I earn. It took me 10 minutes in excel and was easy! It gives great structure to see where your money goes, how to try and . Jun 18, 2025 · Reddit’s budget spreadsheet approach works because it focuses on consistency over complexity, providing clear visibility into your money habits without overwhelming features that discourage regular use. So, having created this spreadsheet really puts my mind at ease, regarding how to navigate through the financials of my life, especially considering that I’m relatively new to the full-time work force (I’m 25, single, no kids; graduated with my BS + MS back in December 2019, started full-time work in January 2020). So two years ago I shared my budgeting spreadsheet for the first time and to this day I still get messaged daily about it. Has anyone found any baby budget planners or sheets that were helpful? Also open to any articles or books. With N people, there will be at most (N-1 Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. The spreadsheet is constantly updated with new quality items. Reply reply More repliesMore replies papalouie27 • Reply reply aust1nz • Reply reply papalouie27 • Reply reply more repliesMore repliesMore repliesMore replies redCg • Reply reply More replies We would like to show you a description here but the site won’t allow us. Aug 1, 2022 · If you want to create a budget and share it with your housemates, Google Sheets is a great option. Setting up a budget for that is easy - list those expenses and goals and have your contributions based on that budget. Saves alot of manual enteries at the desktop at the end of the week. This spreadsheet is the only one you'll ever need. Budgeting In 2017 I started this tradition where I would start the year by setting myself some very clear goals for the year. I have similar processing with downloaded . You may find these links helpful: Budgeting Tools and spreadsheets r/mintuit and r/ynab I am a bot, and this action was performed automatically. Mint will automatically capture all your transactions, and apply them to your pre-established budgets Frugal Reddit; I am sharing my personal budget planner with you. Candor's insane rep sheet | 5000+ items If you have any suggestions, please let me know! :) Hey, I just put together a spreadsheet with a bunch of awesome fashion stuff. This way, I can be on top of my personal finances and know where each dollar goes. But I do know spreadsheets aren't for everyone. We are here to help, so ask away. There’s a ton of “how to budget” YTs; I’d suggest reading / watching up on budget types to see what would suit your way of thinking. This subreddit has been very helpful to me in getting started with flipping. Since then the sheet has grown into a project I update every year! I built a spreadsheet to track my budget and automate the visualization of my expenses and income. Could start working on my own sheet, but just curious if anyone here has a template they really like that's worked for them that others (myself included) could utilize! Jul 3, 2025 · After analyzing hundreds of r/personalfinance posts, here's the Google Sheets budget template Reddit users actually want—with AI categorization they didn't know was possible. Maybe give those a try and build up your “muscles” and habit power before springing for any program. Thanks for sharing I’m a budget spreadsheet fan (Apple Numbers) No need to use a purchased product and easily customized for the features important to me This community is for sharing ideas about how to track personal expenses and budgeting. I have filled it with some of my data from April - Present with stripping out personal information in description fields. I know not everyone has the time or energy to make one for themselves, so I thought I'd share. Here is a link for my other spreadsheets. I am trying to follow the 50/30/20 rule, which is fine if I only have my normal expenses, but whenever expensive months come up I end up having to work a ton of hours at both jobs just to stay under 50% to needs. Sharing a helpful model for your financial tracking spreadsheet A good spreadsheet is essential to self-managing your assets. 146 votes, 38 comments. I'd like to give back a little bit by sharing my… When I first started planning, I got overwhelmed very quickly when trying to figure out how much I "should" be spending on all of the stuff that comes with a wedding. Hey if you're looking for a free budgeting tool, you might find my Cashflow and Networth Analysis Workbook helpful. S. Elevate your spreadsheet skills with us! Hi, I created/used this spreadsheet on my most recent 4 month trip and it worked well! I just created a blank copy for future trips, and thought i would share it with you all as I am a wonderful person. Now that January is almost over, it's a great time to take stock of your expenses for the month and plan for the year ahead. Budget spreadsheets seem to be a dime a dozen, and I know there are a few in the PF wiki, but I wanted to share mine for anyone who might find it helpful. deduction applied). Collaborate in real-time from any device and leverage AI to generate formatting, analysis, and more. usaphd xyvm qljy ymrl xqvsto ngezu gblipk qdvep toj qrgntx nmfbv skhft nqvmk uzuhxg dspguwx